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Insurers stopped taking your word for it.
Renewal questionnaires used to ask whether you keep an asset inventory. Now they ask you to evidence it. Most organizations can only answer the old question.
- 01What is being asked now
Now the ask is to produce the inventory, dated, with the method that derived it. Hand-kept spreadsheets fail.
- 02What changes
The evidence is generated from the switches and states its own coverage as a fraction, with the denominator shown, alongside the date and the method that produced it. Underwriters respond well to a stated limit. A document with none looks unchecked.
- 03The uncomfortable part
The first run usually finds more than expected. Better you find it now than the insurer finds it at claim time.
SpacesIQ and CrossScan, usually in that order.
Bring the questionnaire and one building.
Bring this year's renewal questionnaire and pick one building. In thirty minutes you see how much of the inventory section that building can answer with evidence.